:root{

    /* Brand */

    --primary:#132B51;
    --primary-dark:#0E2242;
    --primary-light:#23487E;

    --secondary:#0E5F39;
    --secondary-dark:#094628;

    --accent:#B58C2D;
    --accent-dark:#9C7826;

    /* Background */

    --body:#FAFAF8;
    --white:#FFFFFF;

    /* Text */

    --text:#1E293B;
    --text-light:#64748B;

    /* Border */

    --border:#E5E7EB;

    /* Status */

    --success:#15803D;
    --warning:#D97706;
    --danger:#DC2626;

    /* Misc */

    --shadow:0 10px 35px rgba(0,0,0,.08);

    --radius:12px;

    --transition:.25s ease;

}

/*==================================================
GENERAL
==================================================*/

*,
*::before,
*::after{
    box-sizing:border-box;
}

html{
    scroll-behavior:smooth;
}

body{
    margin:0;
    font-family:'Inter',sans-serif;
    font-size:16px;
    line-height:1.75;
    color:var(--text);
    background:var(--body);
    -webkit-font-smoothing:antialiased;
    padding-top: 85px; /* Adjust to match your header height */
}

img{
    max-width:100%;
    height:auto;
    display:block;
}

a{
    color:var(--primary);
    text-decoration:none;
    transition:var(--transition);
}

a:hover{
    color:var(--secondary);
}

.container{
    max-width:1200px;
}

/*==================================================
TYPOGRAPHY
==================================================*/

h1,
h2,
h3,
h4,
h5,
h6{
    margin-bottom:1rem;
    font-family:'Cormorant Garamond',serif;
    color:var(--primary);
    font-weight:700;
    line-height:1.2;
}

h1{
    font-size:3.75rem;
}

h2{
    font-size:2.75rem;
}

h3{
    font-size:1.75rem;
}

p{
    margin-bottom:1.2rem;
    color:var(--text-light);
}

.section-title{

    text-align:center;

    margin-bottom:15px;

}

.section-subtitle{

    max-width:750px;

    margin:0 auto 60px;

    text-align:center;

    color:var(--text-light);

}

/*==================================================
HEADER
==================================================*/

header{
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    background: #fff;
    z-index: 1030;
    border-bottom: 1px solid var(--border);
    transition: all .3s ease;
}

.navbar{

    background:#fff;

    padding:12px 0;

    border-bottom:1px solid var(--border);

    transition:.3s;

}

.navbar-brand img{

    height:95px;

}

.navbar-nav{

    gap:8px;

}

.nav-link{

    color:var(--primary);

    font-size:.97rem;

    font-weight:600;

    padding:10px 14px !important;

    border-radius:8px;

}

.nav-link:hover{

    color:var(--secondary);

}

.nav-link.active{

    color:var(--primary);

    background:#eef4fb;

}
.navbar-scrolled{
    box-shadow:0 8px 25px rgba(0,0,0,.08);
    background:#fff;
}

/*==================================================
HERO
==================================================*/

.hero{

    padding:90px 0;

    background:#fff;

}

.hero-tag{

    display:inline-block;

    padding:8px 18px;

    background:#eef4fb;

    color:var(--primary);

    border-radius:40px;

    font-size:.9rem;

    font-weight:600;

    margin-bottom:25px;

}

.hero h1{

    margin-bottom:25px;

}

.hero-text{

    font-size:1.15rem;

    max-width:550px;

}

.hero-buttons{

    display:flex;

    gap:18px;

    margin-top:35px;

}

.hero-image{

    border-radius:20px;

    box-shadow:var(--shadow);

}


/*==================================================
PAGE HEADER
==================================================*/

.page-header{

    background:#fff;

    padding:80px 0 60px;

    border-bottom:1px solid var(--border);

}

.page-header h1{

    margin:0;

    font-size:3.2rem;

    color:var(--primary);

}

.page-header .lead{

    margin:18px 0 12px;

    font-size:1.35rem;

    font-weight:500;

    color:var(--secondary);

}

.page-header .founder{

    margin:0;

    font-size:1rem;

    color:var(--text-light);

    line-height:1.8;

}

.page-header .founder strong{

    color:var(--primary);

    font-weight:600;

}

.process-list{

    margin:0;

    padding-left:1.5rem;

}

.process-list li{

    margin-bottom:18px;

    color:var(--text-light);

}

.risk-box{

    background:#fff8f8;

    border-left:5px solid #dc2626;

    border-radius:12px;

    padding:40px;

}

.risk-box h2{

    color:#b91c1c;

    margin-bottom:25px;

}

.risk-box ul{

    margin:0;

    padding-left:1.5rem;

}

.risk-box li{

    margin-bottom:16px;

}

/*==================================================
CONTACT
==================================================*/

.contact-card{

    background:#fff;

    padding:40px;

    border-radius:16px;

    box-shadow:0 10px 30px rgba(0,0,0,.05);

    height:100%;

}

.contact-card h2{

    margin-bottom:25px;

}

.contact-card p{

    margin-bottom:25px;

}

address{

    font-style:normal;

    line-height:1.9;

    color:var(--text-light);

}


/*==================================================
TABLE OF CONTENTS
==================================================*/

/*==================================================
TABLE OF CONTENTS
==================================================*/

.toc{

    background:#fff;

    border:1px solid var(--border);

    border-radius:16px;

    padding:30px;

}

.toc ul{

    margin:0;

    padding:0;

    list-style:none;

}

.toc li{

    margin-bottom:10px;

}

.toc li:last-child{

    margin-bottom:0;

}

.toc a{

    display:block;

    padding:12px 16px;

    border-radius:8px;

    text-decoration:none;

    color:var(--primary);

    font-weight:500;

    transition:all .25s ease;

}

.toc a:hover,
.toc a:focus{

    background:rgba(19,43,81,.08);

    color:var(--primary);

    text-decoration:none;

}


/*==================================================
DISCLAIMER
==================================================*/

.disclaimer-box{

    background:#fff;

    border:1px solid var(--border);

    border-left:4px solid var(--primary);

    border-radius:12px;

    padding:30px;

    margin-bottom:30px;

}

.disclaimer-box:last-child{

    margin-bottom:0;

}

.disclaimer-box h2{

    margin-bottom:18px;

}

.disclaimer-box p:last-child{

    margin-bottom:0;

}

html{

    scroll-behavior:smooth;

}

section[id]{

    scroll-margin-top:110px;

}
/*==================================================
BUTTONS
==================================================*/

/*==================================================
BUTTONS
==================================================*/

.btn{

    display:inline-flex;

    align-items:center;

    justify-content:center;

    gap:.5rem;

    padding:.85rem 1.75rem;

    border-radius:50px;

    font-weight:600;

    text-decoration:none;

    transition:all .3s ease;

    cursor:pointer;

}

/* Outline Button */

.btn-outline-primary{

    background:transparent;

    color:var(--primary);

    border:2px solid var(--primary);

}

.btn-outline-primary:hover,
.btn-outline-primary:focus{

    background:var(--primary);

    color:#fff;

    border-color:var(--primary);

    transform:translateY(-2px);

    box-shadow:0 10px 25px rgba(19,43,81,.18);

}

.btn-outline-primary:active{

    transform:translateY(0);

    box-shadow:none;

}

.section{

    padding:90px 0;

}

.bg-light{

    background:#f7f8fb !important;

}

.feature-card{

    background:#fff;

    padding:40px;

    border-radius:18px;

    box-shadow:0 12px 30px rgba(0,0,0,.05);

    height:100%;

    transition:.3s;

}

.feature-card:hover{

    transform:translateY(-8px);

    box-shadow:0 25px 45px rgba(0,0,0,.08);

}

.founder{

    background:#fff;

}

.founder img{

    border-radius:18px;

    box-shadow:var(--shadow);

}

.info-card,
.stats-card{

    background:#fff;

    border-radius:16px;

    padding:35px;

    text-align:center;

    box-shadow:0 10px 25px rgba(0,0,0,.05);

    height:100%;

}


/*==================================================
FOOTER
==================================================*/

.footer{

    background:#0d1b35;

    color:rgba(255,255,255,.78);

    padding:80px 0 30px;

    font-size:.95rem;

}

.footer-logo{

    width:120px;

    height:auto;

    display:block;

}

.footer-text{

    color:rgba(255,255,255,.75);

    line-height:1.8;

    max-width:320px;

}

.footer h5{

    margin-bottom:22px;

    font-size:.85rem;

    font-weight:600;

    letter-spacing:.12em;

    text-transform:uppercase;

    color:#ffffff;

}

.footer-links{

    list-style:none;

    margin:0;

    padding:0;

}

.footer-links li{

    margin-bottom:12px;

}

.footer-links a{

    color:rgba(255,255,255,.75);

    text-decoration:none;

    transition:.25s;

}

.footer-links a:hover,
.footer-links a:focus{

    color:#ffffff;

    padding-left:6px;

}

.footer p{

    margin-bottom:18px;

}

.footer address{

    font-style:normal;

    line-height:1.8;

    color:rgba(255,255,255,.75);

    margin-bottom:20px;

}

.footer a{

    color:rgba(255,255,255,.85);

}

.footer a:hover{

    color:#ffffff;

}

.footer-divider{

    border:none;

    border-top:1px solid rgba(255,255,255,.10);

    margin:50px 0;

}


.timeline-box{

    position:relative;

    height:100%;

    padding:40px 30px;

    background:#fff;

    border:1px solid var(--border);

    border-radius:18px;

    text-align:center;

    transition:.3s;

}

.timeline-box:hover{

    transform:translateY(-6px);

    box-shadow:0 18px 40px rgba(0,0,0,.08);

}

.step{

    width:72px;

    height:72px;

    margin:0 auto 24px;

    border-radius:50%;

    display:flex;

    align-items:center;

    justify-content:center;

    font-size:1.5rem;

    font-weight:700;

    color:var(--primary);

    background:rgba(19,43,81,.08);

    border:2px solid rgba(19,43,81,.18);

}

.timeline-box h3{

    margin:0;

    font-size:1.2rem;

}
/*==================================================
SKIP LINK
==================================================*/

.skip-link{

    position:absolute;

    left:20px;

    top:-60px;

    background:var(--primary);

    color:#fff;

    padding:12px 20px;

    border-radius:8px;

    font-weight:600;

    text-decoration:none;

    z-index:9999;

    transition:top .25s ease;

}

.skip-link:focus{

    top:20px;

    color:#fff;

    outline:3px solid var(--accent);

    outline-offset:2px;

}

@media(max-width:992px){

    h1{

        font-size:2.8rem;

    }

    h2{

        font-size:2.2rem;

    }

    .hero{

        text-align:center;

    }

    .hero-text{

        margin:auto;

    }

    .hero-buttons{

        justify-content:center;

    }

}

@media(max-width:768px){
    .page-header{

        padding:60px 0 40px;

        text-align:center;

    }

    .page-header h1{

        font-size:2.4rem;

    }

    .page-header .lead{

        font-size:1.15rem;

    }

    .section{

        padding:70px 0;

    }

    h1{

        font-size:2.3rem;

    }

    h2{

        font-size:1.9rem;

    }

}